CREDIT CHECK

Response Time: Instant Online (or 1 working hour by fax)
Price: 9.50 per person

 

Confirming an applicant has given you the correct name and address and has no negative credit history is essential to ensure a problem free tenancy.

A clear credit check is also one of the requirements of our Legal Expenses & Rent Guarantee policy.

How to request a Credit Check:

• Create Online Application
  Results are displayed instantly online. You will need to provide the name, address and last two addresses for each person. The individual must have given their consent for you to carry out this search.
• Download Tenancy Application Form
  Download and print a copy of the Tenancy Application Form for each applicant/guarantor.

Each Credit Check includes:

• County Court Judgment Search
  Each address supplied is searched for County Court Judgments and Court Decrees (Scotland). In addition to this address links may show other addresses where the applicant has resided but failed to inform us about. Any additional addresses located for the applicant will be searched.
• Bankruptcy and Insolvency Data
  Each address supplied and located is searched for Bankruptcy and Insolvency data including Individual Voluntary Arrangments (IVA)
• Address Verification/Residency Confirmation
  Each applicant's address history is confirmed as part of the credit check. We can confirm that the applicant has given us the correct addresses through a variety of different sources. The preferred option is to use the electoral register but should an applicant not be present on the electoral register at the addresses provided then we will look for existing credit agreements and previous credit applications at all addresses supplied and located.